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Business Owner Policy (BOP)

Running a business means facing challenges that can arise at any moment, from unexpected accidents to property damage. A Business Owner's Policy (BOP) simplifies protection by bundling essential coverage into a single, cost-effective solution. At Kasa Moreno Insurance, we specialize in providing BOPs for California businesses, helping small and midsize companies safeguard everything they've worked so hard to build.

Coverage That Works for Your Business

A Business Owner's Policy combines two key types of coverage:

  • Property Insurance: Protects your business's physical assets, such as buildings, equipment, and inventory, in case of theft or damage.
  • Liability Insurance: Shields your business from lawsuits involving accidents, injuries, or property damage caused by your operations.

Some BOPs can also include Business Interruption Coverage, which compensates for lost income if a covered event like a fire or storm temporarily impacts your operations. This flexible policy helps ensure you're ready for the unexpected, so your business can continue to thrive.

Is a Business Owner's Policy Right for You?

BOPs are perfect for small to midsize businesses that want to simplify their insurance while staying covered for common risks. Industries that frequently benefit from BOPs include:

  • Retail stores and small boutiques
  • Restaurants, cafes, and food vendors
  • Independent contractors and service professionals
  • Small offices and startups

If your business has physical assets or regular interactions with customers, vendors, or contractors, a BOP could be the ideal solution for keeping your operations safe and secure.

Why Choose Kasa Moreno Insurance?

California businesses trust Kasa Moreno Insurance because we make insurance simple, reliable, and personalized. Based locally, our team understands the unique needs of businesses in California and can help you create a policy that fits your specific goals. We believe insurance should work for you, not against you, which is why we focus on providing straightforward plans while delivering friendly service every step of the way.

Contact Us for Your Business Owner's Policy Today

Simplify your insurance with a Business Owner's Policy that protects what matters most. Contact Kasa Moreno Insurance today.

Our Partners

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  • Aegis
  • Aspire
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  • Bridger (evolve)
  • Bristol West
  • Dairyland
  • First Connect
  • Foremost
  • Lightspeed
  • National General
  • Pacific Specialty